Lending Into the Next Rate Cut: Why Better Data Just Became Non-Negotiable
This week, everyone in banking is watching the same thing: What will the Fed do next – and what does it mean for lending? Markets are bracing for another interest rate cut, with expectations that the Fed will lower rates again at its December meeting, taking the funds rate toward the 3.5%–3.75% range. Reuters+1 At the […]
The New Standard: How Explainable AI Is Transforming Commercial Lending
For years, credit decisions relied on manual analysis, static spreadsheets, and an underwriter’s intuition. Today, machine learning and artificial intelligence (AI) are accelerating every step of the lending process, from financial spreading to predictive risk scoring. But as AI enters the credit desk, a critical question has emerged: Can we trust the model’s decision and […]